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Our roots are in land financing. We specialize in long-term financing of farms, timber and forestry operations, agribusiness, recreational land and other rural property.

We are a locally owned cooperative and understand the lending needs of our borrowers. With an experienced staff, a variety of loan products, and nine offices to serve you, we strive to help you invest in your dreams.

If owning rural property is in your future, talk with us first.

South Alabama to Distribute $3.2 Million
to Borrowers
 
The Federal Land Bank Association (FLBA) of South Alabama will distribute $3.2 million in cash patronage to its borrowers. Read More...
 
Warning to FLBA Borrowers!
 
There is a scam letter being distributed to some of our borrowers by a disreputable third party to solicit business through unauthorized use of the Association's name. Read More...
 
FLBA of South Alabama, FLCA
Working with people just like you
for over 90 years
 
  • Loan terms ranging from five to 30 years
  • Annual, semi-annual, quarterly or monthly payments
  • Fixed and variable interest rate products
  • Fixed rates with and without prepayment penalties
  • Interest-only for up to 10 years for eligible loans



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