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Our roots are in land financing. We specialize in long-term financing of farms, timber and forestry operations, agribusiness, recreational land and other rural property.

We are a locally owned cooperative and understand the lending needs of our borrowers. With an experienced staff, a variety of loan products, and nine offices to serve you, we strive to help you invest in your dreams.

If owning rural property is in your future, talk with us first.

FLBA Steps Up To Support Young Farmers
FLBA of South Alabama hosted more than 1,300 state high school students, teachers and adults during the 80th Annual Alabama Future Farmers of America Convention. Read More...
 
Local Bank Gives Money Back To Customers
FLBA of South Alabama is pleased to announce a record cash patronage payout of $3,500,000. Read More...
 
Federal Land Bank of South Alabama Going Strong in Uncertain Economic Times
Read CEO's letter. Read More...
FLBA of South Alabama, FLCA
Working with people just like you
for over 90 years
  • Loan terms ranging from five to 30 years
  • Annual, semi-annual, quarterly or monthly payments
  • Fixed and variable interest rate products
  • Fixed rates with and without prepayment penalties
  • Interest-only for up to 10 years for eligible loans

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